Insurance and Billing
Dental insurance
Dental insurance is a plan that helps pay for dental care. You or your employer pay a premium, and the plan pays part of covered services under its rules.
Dental insurance is a contract in which the insurer agrees to pay some or all of your covered dental costs. You or your employer pay a premium. You may also pay a deductible, copays, or coinsurance.
HealthCare.gov describes dental coverage as benefits that help pay for visits for basic or preventive services, like teeth cleaning, X-rays, and fillings. In the Marketplace, dental coverage can be part of a health plan or a separate dental plan.
Most plans set limits, such as an annual maximum, a waiting period, and a frequency limit. Plan rules differ, so read your own benefit summary. For this office's details, see the insurance and financing page.