---
title: "What Is PPO dental plan? Dental Glossary | Town Center Dental"
description: "A PPO dental plan uses a network of contracted dentists with set fees. You may see dentists outside the network, but you usually pay more."
url: https://towncenterdental.multisites.ai/glossary/ppo-dental-plan
publisher: Town Center Dental
phone: +1-636-273-5866
quote: https://towncenterdental.multisites.ai/request-appointment
---

Insurance and Billing

# PPO dental plan

A PPO dental plan uses a network of contracted dentists with set fees. You may see dentists outside the network, but you usually pay more.

A preferred provider organization (PPO) is a type of plan with a network of contracted providers. The ADA describes a dental PPO as regular indemnity insurance combined with a network of dentists under contract to deliver specified services for set fees.

You pay less when you use a dentist in the network. You can go outside it for an added cost. Contracted dentists must usually accept the plan's maximum allowable fee. A PPO often has a [deductible](https://towncenterdental.multisites.ai/glossary/deductible), [coinsurance](https://towncenterdental.multisites.ai/glossary/coinsurance), and an [annual maximum](https://towncenterdental.multisites.ai/glossary/annual-maximum).

Compared with a DHMO, a PPO gives more choice of dentist, and it often costs more. Check whether a dentist is in network before you book. See the [insurance and financing page](https://towncenterdental.multisites.ai/patients/insurance-and-financing) for this office's information.

## Related terms

-   [DHMO (dental HMO)](https://towncenterdental.multisites.ai/glossary/dhmo-dental-hmo)
-   [Indemnity dental plan](https://towncenterdental.multisites.ai/glossary/indemnity-dental-plan)
-   [In-network dentist](https://towncenterdental.multisites.ai/glossary/in-network-dentist)
-   [Out-of-network dentist](https://towncenterdental.multisites.ai/glossary/out-of-network-dentist)
-   [Deductible](https://towncenterdental.multisites.ai/glossary/deductible)

## Sources

1.  [ADA: Types of Dental Plans](https://www.ada.org/resources/practice/dental-insurance/dental-plan-overview)
2.  [HealthCare.gov Glossary: Preferred Provider Organization Ppo](https://www.healthcare.gov/glossary/preferred-provider-organization-ppo/)

## Ready when you are

[Request an appointment](https://towncenterdental.multisites.ai/request-appointment)[Call (636) 273-5866](tel:+1-636-273-5866)